Team
Kurt Dombro
CLU, ChFC, MBA
Managing Partner
Wealth Planning Advisor
7251 W. Palmetto Park Rd Suite #203 | Boca Raton, FL 33433
Office: 561-395-7200
Cell: 561-350-8701
Fax: 561-395-7207
Kurt is a Managing Partner of Estate and Trust Services Group, LLC (ETSG), and a member of Insurance Designers of America (IDA). Kurt’s expertise centers on supporting the Advisors of the Financial Securities industry. His background and over 30 years of experience in estate planning, taxation, finance and investments, makes him an excellent resource for helping identify and solve the complex issues associated with the client’s financial needs.
His areas of proficiency include:
- Wealth Preservation and Transfer
- (Comprehensive Financial & Estate Planning, Asset Protection, Charitable Planning, Life Insurance Strategies and issues associated with a Disability or other Long-Term illness)
- (Qualified and Non-Qualified Retirement Planning and Retirement Distribution Strategies)
- (Buy-Sell Agreements, Business Continuation and Transition Planning, Key Person Planning, Deferred Compensation and Group Benefits)
Prior to ETSG, Kurt managed the Wells Fargo Business and Estate Planning Department for the Florida territory. He was a managing member of the Prudential Securities (Wachovia Securities) Estate Planning Council. Kurt was the Estate Planning Consultant for Smith Barney in suburban New York and was a Regional Estate Planning Specialist for Merrill Lynch in suburban New York City and the Washington, DC territories.
Kurt is a qualified continuing education instructor for attorneys, CPAs and financial professionals. He lectures on a variety of financial, insurance, taxation and estate planning concerns in client and broker seminars and has appeared on various television and radio programs concentrating on taxation, finance and estate planning. He has also written a series of articles for the Alzheimer’s Association addressing issues concerning “Estate Planning for Long-Term Care“. Additionally, Kurt has written for university and non-profit publications on the topic of “Charitable Giving and Wealth Replacement Planning”.
Kurt holds an MBA from Loyola University, Chicago, and is a graduate of Miami University of Ohio. He earned the following designations from the American College, Bryn Mawr, PA.: Chartered Financial Consultant (ChFC) and Certified Life Underwriter (CLU). Kurt holds life, accident and health licenses, in multiple states as well as Series 7 and 63 registrations. He is a past member of the International Forum, and the Society of Financial Services Professionals (FSP).
Military Service: US Army Engineer Officer, Ranger, Airborne Qualified
Kurt Dombro
CLU, ChFC, MBA
Managing Partner
Wealth Planning Advisor
7251 W. Palmetto Park Rd Suite #203 | Boca Raton, FL 33433
Office: 561-395-7200
Cell: 561-350-8701
Fax: 561-395-7207
Kurt is a Managing Partner of Estate and Trust Services Group, LLC (ETSG), and a member of Insurance Designers of America (IDA). Kurt’s expertise centers on supporting the Advisors of the Financial Securities industry. His background and over 30 years of experience in estate planning, taxation, finance and investments, makes him an excellent resource for helping identify and solve the complex issues associated with the client’s financial needs.
His areas of proficiency include:
- Wealth Preservation and Transfer
- (Comprehensive Financial & Estate Planning, Asset Protection, Charitable Planning, Life Insurance Strategies and issues associated with a Disability or other Long-Term illness)
- (Qualified and Non-Qualified Retirement Planning and Retirement Distribution Strategies)
- (Buy-Sell Agreements, Business Continuation and Transition Planning, Key Person Planning, Deferred Compensation and Group Benefits)
Prior to ETSG, Kurt managed the Wells Fargo Business and Estate Planning Department for the Florida territory. He was a managing member of the Prudential Securities (Wachovia Securities) Estate Planning Council. Kurt was the Estate Planning Consultant for Smith Barney in suburban New York and was a Regional Estate Planning Specialist for Merrill Lynch in suburban New York City and the Washington, DC territories.
Kurt is a qualified continuing education instructor for attorneys, CPAs and financial professionals. He lectures on a variety of financial, insurance, taxation and estate planning concerns in client and broker seminars and has appeared on various television and radio programs concentrating on taxation, finance and estate planning. He has also written a series of articles for the Alzheimer’s Association addressing issues concerning “Estate Planning for Long-Term Care“. Additionally, Kurt has written for university and non-profit publications on the topic of “Charitable Giving and Wealth Replacement Planning”.
Kurt holds an MBA from Loyola University, Chicago, and is a graduate of Miami University of Ohio. He earned the following designations from the American College, Bryn Mawr, PA.: Chartered Financial Consultant (ChFC) and Certified Life Underwriter (CLU). Kurt holds life, accident and health licenses, in multiple states as well as Series 7 and 63 registrations. He is a past member of the International Forum, and the Society of Financial Services Professionals (FSP).
Military Service: US Army Engineer Officer, Ranger, Airborne Qualified
Kevin Dombro
Estate Planning Advisor
Insurance Planning Specialist
Estate & Trust Services Group, LLC
7251 W Palmetto Park Rd #203
Boca Raton, Fl 33433
Office: 561-395-7200
Cell: 561-859-6699
Fax: 561-395-7207
kevin.dombro@insurancedesigners.com
Kevin is an Insurance Planning Specialist with ETSG and a Member of Insurance Designers of America. Prior to ETSG, Kevin worked for MetLife as an Internal Group Benefits Wholesaler in the Midwest, Northeast, and Mid-Atlantic Regions where he acted as a primary benefits resource for his relationships pre- and post-sale. Kevin joined ETSG to follow his passion for helping clients build generational wealth and secure financial futures for their families.
His areas of expertise include:
- Wealth Preservation and Transfer
- Life Insurance, Annuity, and Long-Term Care
- Estate Planning and Business Planning
Kevin holds degrees in Finance and Risk Management from Florida State University. He holds Life, Accident and Health licenses in multiple states as well as Series 7 and 63 registrations.
Kevin Dombro
Estate Planning Advisor
Insurance Planning Specialist
Estate & Trust Services Group, LLC
7251 W Palmetto Park Rd #203
Boca Raton, Fl 33433
Office: 561-395-7200
Cell: 561-859-6699
Fax: 561-395-7207
kevin.dombro@insurancedesigners.com
Kevin is an Insurance Planning Specialist with ETSG and a Member of Insurance Designers of America. Prior to ETSG, Kevin worked for MetLife as an Internal Group Benefits Wholesaler in the Midwest, Northeast, and Mid-Atlantic Regions where he acted as a primary benefits resource for his relationships pre- and post-sale. Kevin joined ETSG to follow his passion for helping clients build generational wealth and secure financial futures for their families.
His areas of expertise include:
- Wealth Preservation and Transfer
- Life Insurance, Annuity, and Long-Term Care
- Estate Planning and Business Planning
Kevin holds degrees in Finance and Risk Management from Florida State University. He holds Life, Accident and Health licenses in multiple states as well as Series 7 and 63 registrations.
Deborah A. Hersey
Estate Planning Consultant, Partner
Estate & Trust Services Group, LLC
Phone: 952-412-8835
Fax: 312-628-7677
As a Partner and Estate Planning Consultant with ETSG with over fifteen years of experience, Deb has assisted numerous high-net worth clients in planning their estates and paying minimal or zero estate tax.
Prior to ETSG, Deb was a Wealth Management Consultant at both Phoenix Life and The Hartford. Prior to that she was with Prudential Securities Life Agency as a Sales and Marketing Specialist and a Field Underwriter. Deb helps provide comprehensive and customized estate tax analysis to high net worth individuals.
Deb holds the Chartered Life Underwriter (CLU), and Chartered Financial Consultant (ChFC) designations. She is also an active member of the American Society of Chartered Life Underwriters and Chartered Financial Consultants as well as the Society of Financial Services Professionals and NAIFA
Deborah A. Hersey
Estate Planning Consultant, Partner
Estate & Trust Services Group, LLC
Phone: 952-412-8835
Fax: 312-628-7677
As a Partner and Estate Planning Consultant with ETSG with over fifteen years of experience, Deb has assisted numerous high-net worth clients in planning their estates and paying minimal or zero estate tax.
Prior to ETSG, Deb was a Wealth Management Consultant at both Phoenix Life and The Hartford. Prior to that she was with Prudential Securities Life Agency as a Sales and Marketing Specialist and a Field Underwriter. Deb helps provide comprehensive and customized estate tax analysis to high net worth individuals.
Deb holds the Chartered Life Underwriter (CLU), and Chartered Financial Consultant (ChFC) designations. She is also an active member of the American Society of Chartered Life Underwriters and Chartered Financial Consultants as well as the Society of Financial Services Professionals and NAIFA
Bob Wansker, CLTC
Insurance Planning Specialist
Estate & Trust Services Group, LLC
6713 Riesman Lane
Charlotte, NC 28210
Bob is a graduate of Wake Forest University where he played on the Varsity Golf Team.
He spent over a dozen years in consumer product sales with Warner-Lambert Co. and Universal
Razor Industries as a National Sales Trainer, Regional Sales Manager and National Account
Executive.
After spending four years working with a family owned business as the Human Resource
Manager and Vice-President of Sales, he made a career change to the Financial Services
industry. He spent two years with Principal Life insurance and then worked as a General Agent
for 10 years. He then joined Prudential Life Insurance as a Regional Sales Vice-President for
North and South Carolina and worked for Prudential for approximately two years.
Bob joined Estate & Trust Services Group as Director – Life Brokerage for NC & SC.
- Education:
Wake Forest University, Winston-Salem, NC
B.A., History
Member of Kappa Alpha Order
Bob Wansker, CLTC
Insurance Planning Specialist
Estate & Trust Services Group, LLC
6713 Riesman Lane
Charlotte, NC 28210
Bob is a graduate of Wake Forest University where he played on the Varsity Golf Team.
He spent over a dozen years in consumer product sales with Warner-Lambert Co. and Universal
Razor Industries as a National Sales Trainer, Regional Sales Manager and National Account
Executive.
After spending four years working with a family owned business as the Human Resource
Manager and Vice-President of Sales, he made a career change to the Financial Services
industry. He spent two years with Principal Life insurance and then worked as a General Agent
for 10 years. He then joined Prudential Life Insurance as a Regional Sales Vice-President for
North and South Carolina and worked for Prudential for approximately two years.
Bob joined Estate & Trust Services Group as Director – Life Brokerage for NC & SC.
- Education:
Wake Forest University, Winston-Salem, NC
B.A., History
Member of Kappa Alpha Order
Olin Barnes, CFS
Estate & Business Planning Advisor
Insurance Planning Specialist
Estate & Trust Services Group, LLC
Birmingham, AL
Office: 205-222-4015
Fax: 561-395-7207
Olin.Barnes@insurancedesigners.com
Olin Barnes started his in the financial service career in the financial services industry with Allmerica Financial as a financial advisor and life insurance specialist focusing on asset growth and protection. While working as an advisor hosted the popular financial radio show Fiscal Fitness establishing himself as an expert in using life insurance concepts to generate solutions for simple and complex financial objectives. As a CFS Certified Funds Specialist, Olin is able to analyze a financial plan for improvement, tax savings and liability. Olin then became the national Wealth Management Coordinator for Colonial Bank managing insurance product selection, sales management, and Education of Financial Advisors on advanced life insurance strategies to meet client goals and objectives. Olin became the Southeast Wealth Insurance Specialist for Wells Fargo covering and working with the financial advisors and wealth management teams to provide solutions to complex financial problems of the higher net worth clientele. Through his experience Olin has built a great reputation as one of only a handful of trusted professionals in the South-East working with CPA, Planning, P&C firms, RIA and Financial Adisor teams to work as a trusted advanced solution provider.
Olin Barnes, CFS
Estate & Business Planning Advisor
Insurance Planning Specialist
Estate & Trust Services Group, LLC
Birmingham, AL
Office: 205-222-4015
Fax: 561-395-7207
Olin.Barnes@insurancedesigners.com
Olin Barnes started his in the financial service career in the financial services industry with Allmerica Financial as a financial advisor and life insurance specialist focusing on asset growth and protection. While working as an advisor hosted the popular financial radio show Fiscal Fitness establishing himself as an expert in using life insurance concepts to generate solutions for simple and complex financial objectives. As a CFS Certified Funds Specialist, Olin is able to analyze a financial plan for improvement, tax savings and liability. Olin then became the national Wealth Management Coordinator for Colonial Bank managing insurance product selection, sales management, and Education of Financial Advisors on advanced life insurance strategies to meet client goals and objectives. Olin became the Southeast Wealth Insurance Specialist for Wells Fargo covering and working with the financial advisors and wealth management teams to provide solutions to complex financial problems of the higher net worth clientele. Through his experience Olin has built a great reputation as one of only a handful of trusted professionals in the South-East working with CPA, Planning, P&C firms, RIA and Financial Adisor teams to work as a trusted advanced solution provider.
Fred Daub
Insurance Planning Specialist
Estate & Trust Services Group, LLC
Aventura, FL
Office: 561-400-1011
Fax: 561-717-7119
Fred.Daub@insurancedesigners.com
Fred has been in the Insurance Industry for over 30 years originally training with the largest agency for New England Life. Taking on more Management responsibilities, Fred took over ownership of the Metro Boston Agencies for Principal Financial Group which quickly opened opportunities for Point of Sale in the Institutional markets. After relocating to Florida in 2002, Fred has been in sales support for Major Life Carriers for Independent Agents, and since 2007 a Point-of-Sale specialist in major Institutions such as Morgan Stanley, Wells Fargo, Raymond James, Stifel, Janney and Citi to name a few. Knowledge of each firm’s rules, regulations and nuances are key to a smooth and successful business relationship.
Estate Transfer, Disability, Long-Term Care and Business Succession and Asset Protection planning have been areas of specialization over the many years working with Advisors and their High-Net-Worth Clients.
Fred and Svetlana have been residents of Aventura for the last 3 years where Fred enjoys his passion for boating, cooking, tennis, and fishing.
Fred Daub
Insurance Planning Specialist
Estate & Trust Services Group, LLC
Aventura, FL
Office: 561-400-1011
Fax: 561-717-7119
Fred.Daub@insurancedesigners.com
Fred has been in the Insurance Industry for over 30 years originally training with the largest agency for New England Life. Taking on more Management responsibilities, Fred took over ownership of the Metro Boston Agencies for Principal Financial Group which quickly opened opportunities for Point of Sale in the Institutional markets. After relocating to Florida in 2002, Fred has been in sales support for Major Life Carriers for Independent Agents, and since 2007 a Point-of-Sale specialist in major Institutions such as Morgan Stanley, Wells Fargo, Raymond James, Stifel, Janney and Citi to name a few. Knowledge of each firm’s rules, regulations and nuances are key to a smooth and successful business relationship.
Estate Transfer, Disability, Long-Term Care and Business Succession and Asset Protection planning have been areas of specialization over the many years working with Advisors and their High-Net-Worth Clients.
Fred and Svetlana have been residents of Aventura for the last 3 years where Fred enjoys his passion for boating, cooking, tennis, and fishing.